In this episode we cover:
• How Bitcoin-backed loans work
• Loan-to-value (LTV), margin calls, and liquidation risks
• Interest rates and loan structures
• Using crypto as collateral instead of selling
• Avoiding taxable events
• The importance of custodians and secure platforms
• Risks in the current lending market and how to vet providers
In this episode we cover:
• How escrow works in Costa Rica
• What KYC (Know Your Client) and KYT (Know Your Transaction) actually mean
• Converting Bitcoin and Ethereum into USD safely
• Using regulated U.S. entities and Tier 1 banks
• Direct crypto-to-crypto real estate transactions
• Sending funds internationally when needed
• Protecting both buyer and seller during volatile markets
We dive deep into:
-Costa Rica’s evolving political stance on cryptocurrency
-The approval of Bitcoin and crypto donations in political campaigns
-How Bitcoin volatility compares to gold and real estate
-Why family offices and institutional investors are looking at Costa Rica
-Leveraging Bitcoin in real estate transactions
-Costa Rica’s growing reputation as a Bitcoin-friendly jurisdiction
We cover:
-Costa Rica’s political and economic stability compared to other crypto-forward countries
-How crypto is actively being used to complete real estate transactions today
-Bitcoin-backed loans and how investors are accessing liquidity without triggering taxable events
-The rise of tokenization and fractional ownership in real estate
-Why family offices and high-net-worth investors are increasingly looking at Costa Rica
-Market outlook for Bitcoin and Ethereum heading into Q1 2026
-The role of compliance, escrow, and regulation in the evolution of crypto adoption
Topics include:
• Bitcoin & Ethereum market outlook
• How crypto buyers purchase real estate in Costa Rica
• Crypto escrows & compliance structures
• Tokenized property & collateral lending
• UHNW buyer trends across Dominical, Nosara, Santa Teresa & Papagayo
As crypto transactions continue to grow within Costa Rica’s real estate market, the importance of things like KYC protocols, strict compliance, and understanding local jurisdiction become more and more important. Broker and Southern Zone agent Scott Williams and CEO of AYA Capital Sergio Chaverri dive into these topics, among many others, in this stimulating dialogue.